Informed Decisions Publications

By clicking “Accept All Cookies”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Policy for more information.

Preferences Deny Accept

Privacy Preference Center

When you visit websites, they may store or retrieve data in your browser. This storage is often necessary for the basic functionality of the website. The storage may be used for marketing, analytics, and personalization of the site, such as storing your preferences. Privacy is important to us, so you have the option of disabling certain types of storage that may not be necessary for the basic functioning of the website. Blocking categories may impact your experience on the website.

Reject all cookies Allow all cookies

Manage Consent Preferences by Category

Essential

Always Active

These items are required to enable basic website functionality.

Marketing

Essential

These items are used to deliver advertising that is more relevant to you and your interests. They may also be used to limit the number of times you see an advertisement and measure the effectiveness of advertising campaigns. Advertising networks usually place them with the website operator’s permission.

Personalization

Essential

These items allow the website to remember choices you make (such as your user name, language, or the region you are in) and provide enhanced, more personal features. For example, a website may provide you with local weather reports or traffic news by storing data about your current location.

Analytics

Essential

These items help the website operator understand how its website performs, how visitors interact with the site, and whether there may be technical issues. This storage type usually doesn’t collect information that identifies a visitor.

Confirm my preferences and close

informed decisions

Publications

Blog Posts

What If Markets Fall by 30% in 2025

Tax Rates for Retirees in Ireland (2025)

Should I Stay Invested When Markets Are At All-Time Highs?

The 5 Benefits of Passive Index Investing in Ireland

Investment Options in Ireland & What It Says About You!

How Much Income Will €1 Million Generate in Retirement?

How Much Do I Need To Retire Comfortably in Ireland? Craggy Island Style...

Pension Adjustment Orders (PAOs) in Ireland

Lump Sum Investing vs Dollar Cost Averaging €1m in Ireland

Guardrails for Irish Retirees blog259

Budget 2025 - Don't Look Back In Anger!? blog258

The Good, The Bad, & The Bonds. Blog257

Federal Estate Tax in Ireland; A Lurking Menace?? Blog256

R.O.N.A.N - Lessons I've Learned...About Life & Retirement. 255

Section 73 Investment Plans - Bear With Me. Blog254

The impact of inflation on €500k since 2021 (& a few other Nuggets!)...Blog253

Section 72 Inheritance Tax Policies: A Balanced View. Blog 252

Inflation and the Impact on Your Retirement Investment blog251

Should I Invest in Bonds? A Down-to-Earth Guide for Long-Term Investors. Blog250

Risk of Ruin...Lifestyle & Default Investment Pension Strategies. Blog249

Larry Fink’s Letter to Investors & My Granny's Sign! Blog248

The Wealth of our Health!? Blog247

Are Fisher Investments Ireland Good? Blog246

Bitcoin ETFs & Nvidia - Lets Be Having You!? Blog245

A Lesson From The UK? Scandals & Over-Charging Pension and Financial Advice Fees Blog244

Investing in Retirement: The Case for Equity Over Bonds Blog 243

Should I Go All-In On The S&P500? Blog 242

Pension Lifestyling - A Blessing or a Curse For Retirees? Blog 241

Simplicity Is The Ultimate Sophistication. Blog240

Best Investments of 2022 and 2023 in Ireland Blog239

Retirement Planning Strategies for Business Owners in Ireland. Blog238

Auto-Enrolment Pensions In Ireland: A Brief Intro....blog237

A Guide to Gifting €2m To Your Family, Tax Free! Blog236

20 Investment Tips For Irish Investors To Navigate. Blog235

Severance Payments and Taxes in Ireland: Are They Taxed? Blog234

Taxation of ARF & Your Tax Contributions in Ireland blog233

Money Market Funds in Ireland - Real or Unreal!? Blog232

Money Market Funds For Company Cash? Blog231

5 Trends In Progressive Financial Advice -Blog230

Don't Jump Ship on Bonds: A Prudent Investment Choice. Blog 229

Johnny Sexton - The (pension) Legend!? Blog228

Cash Is King? Blog 227

5 Challenges of Independent Investment Advice in Ireland blog 226

9 Important Questions to Ask About Retirement Planning blog 225

Inheriting a House in Ireland - The Implications & Considerations Blog 224

What We Need From Financial Advisors. Blog 223

Death In Service Pension: What Happens? Blog 222

Estate Planning: Should I Bother?? Blog221

Why Do I Need A Will? Will ya make a Will, will ya?? Blog220

Entrepreneur Relief Vs Pension Contributions - Which Is Best?! Blog219 #Our 1st Guest Post#

12 Signs It’s Time To Retire - Close But No Cigar!? Blog 218

Unregulated Investments Ireland #217

Financial Advisor in Ireland - Prostitute, Escort or Spouse?? #216

Important Pension Changes in Ireland #215

The 5 Stages of Retirement #214

3 Investment Lessons To Take From 2022!

Informed Decisions 2022 Highlights - Top 10 Podcasts You May Have Missed

Best Investments Ireland? #212

When I Leave Employment What Happens To My Pension Benefits? #211

How Does Spending Change In Retirement? 7 Things To Expect #210

Why Safe Investment Funds in Ireland Aren't Right Now. Blog 209

8 Financial Mistakes To Avoid In Retirement. Blog 208

A Public Service Announcement for Soon-To-Be-Retirees! Blog 207

The Death of ESG Investments In Ireland? Blog 206

What Is Most Important When Deciding To Retire? Top 6 Factors Blog 205

Retirement Lump Sum Investing: Top 3 Things To Know - Blog 204

American RSUs in Ireland - 3 Important Investing & Tax Tips. Blog 203

Bonds & Equities Falling: 3 Things To Do About It -Blog202

4 Smart Ways to Gift to Adult Children! Blog 201

Do I Have Enough To Retire? Top 5 Considerations Blog #200

Move Your Company Pension to PRSAs To Aid Your Retirement? Blog199

Cop Yourself On & Get Financially Prepared For A Seismic Event Of A Non-Topical Variety, with Nick McGowan! - Blog198

Pension Planning For Late-Starters - Blog 197

A 30% Market Decline? Keeping Perspective. Blog 196

'When To Take My Pension?' Blog 195

Investing In Later Life -Blog 194

Can You Trust Your Accountant?! Blog 193

Escaping Full-Time Employment - A Listener’s Journey #214