Our Fee Cap
Small fees make the biggest difference.
It is traditional among brokers, advisors and wealth management firms to charge you an un-ending percentage of your investment portfolio. The larger your investment portfolio, the more you pay in fees. For example, an investor with €3m will pay 3x the fees that an investor with €1m pays.
For your benefit, our minimum annual Advisory Fee is capped at €12,600, when your invested assets with us exceed €1.8m. Thanks to this, you can save literally tens of thousands every year versus traditional wealth managers and broker schemes.
Example One - €1.2m invested via Informed Decisions
If total pension/investment assets with us is €1.8m, your total yearly fee is not above the fee cap, so c€1.25%. The industry average for pensions/investments is 2.1%, when all hidden fees are included
*2.1% according to this Dept of Social Protection research
*Assuming no-growth – even higher savings if we included growth!
Example Two - €3m invested via Informed Decisions
If total pension/investment assets with us is €3m, your total yearly fee benefits from our fee cap, so c0.92% total. The industry average for pensions/investments is 2.1%, when all hidden fees are included
*2.1% according to this Dept of Social Protection research
*Assuming no-growth – even higher savings if we included growth!
Advisory Fee will only increase for inflation, to a max of 6% total every 3 years. Over your retirement, this fee-cap could help ensure you outlive your money, and leave a significant legacy.
We have identified and utilise more secure and effective pension and investment structures for clients, where total fees range from 0.9% to 1.5% per year. This includes all services; Investment Management, Global secure Custody, Trades, Scheme Administration, Trustee services, and our dedicated planning and advisory services.
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