This week we are taking a closer look at the fabled '4% Rule' relating to drawing-down on investment or retirement pots. This particular 'rule' gets plenty of airtime in the US, UK and many other countries but from my own experience very few investors, pension holders here in Ireland seem to have heard of (and indeed even many advisors!). Let's try fix that! We are not going to challenge this 4% Rule today, merely we'll determine what it is, how it is relevant and how to go about figuring out what it might suggest for you.

Welcome back to Ireland's only dedicated and straight-talking personal finance blog/podcast. We are on a mission to tell the truth about money and are so thoroughly enjoying the journey! It is always great to hear from listeners so if you have any suggestions or ideas for us to explore please do send me an email here. As an aside, this week I got to meet a bit of a hero of mine. I travelled over to Penzance in Cornwall and spent a good few hours trying to learn as much as I could from the one and only Pete Matthew who has been creating really engaging personal finance information via video, blogs and podcasts for 5 years now. Such a pro, it was great to meet him. Check out the magic here!Thanks,Paddy DelaneyQFA | RPA | APA | Qualified Coach